Specialist Buy-to-let
Buy to Let – Portfolio
If you have, or hope to have, a number of properties to let, you will no doubt find that regulations are always changing, and it can be a challenge to keep up with them.
Landlords who want to diversify their portfolio will usually need financial support, but with many lenders offering mortgage products more suited to just one standalone buy-to-let property, finding the optimum deal can be hard work.
At Evolve Commercial Finance, we have access to thousands of commercial mortgage products, and can find the best ones for the properties you own or hope to own.
What’s meant by a “portfolio” landlord?
Any landlord who owns four or more buy-to-let properties in the UK is classed as a portfolio landlord. This includes any owned under a limited company.
Having that many properties can be a shrewd investment, so don’t waste your money by going for the wrong mortgage option. Chat with us about your needs today.
Buy to Let – Limited Companies
Businesses often have a need to acquire a property and make it available for leasing. In these cases, a buy-to-let mortgage for limited companies could be the perfect solution.
Taken out under the name of your limited company rather than yourself, these can represent a more tax-efficient way to secure a mortgage for a buy-to-let property. With it not being a traditional way to acquire a mortgage, however, it’s important to find the right mortgage option and make the most of your investment.
At Evolve Commercial Finance, we love to help landlords and business professionals who are looking to increase their property portfolios. After discussing your needs and requirements, we get to work, using our specialist access to the market to browse through thousands of options.
Get your limited company’s buy-to-let journey started today. Fill in our contact form and we’ll arrange a discussion about your requirements.
Buy to Let – HMO Landlords
HMO landlords can face increased challenges in getting a loan and other financial support, but plenty of help is out there. At Evolve Commercial Finance, we use our specialist access to the market to find lenders who will accept HMOs as lending security.
What is an HMO?
Standing for “house in multiple occupation”, an HMO is a property that has usually been designed for a family, but has been converted to house at least three people from more than one household. In times when the housing market is becoming increasingly competitive and land is at a premium, they have become an innovative way to house multiple occupants in areas of high population.
Many landlords are tempted by this potentially lucrative market, but it does come with complications, especially when it comes to securing a loan using your HMO as an asset.
With our years of experience, we’re here to simplify the process and root out some specialist options for you as an HMO landlord. To get started, fill in our contact form today.
